X Finvy — AI-powered personal finance via chat and WhatsApp
Personal finance app with AI: log expenses by chat or WhatsApp, live budgets, goals, smart subscription detection, financial score and exportable reports.
X Finvy is the evolution of the ecosystem's tax product. Instead of forms, you log an expense by writing it: through AI chat or directly on WhatsApp. The app classifies it, updates the month's budget and adjusts your goal progress without you touching a table.
It detects subscriptions and recurring charges automatically, calculates a 0-100 financial score and generates month-by-month reports exportable to CSV and PDF. It supports multi-currency accounts, accounting, taxes and ten languages.
Key modules and improvements
- Income and expense logging by AI chat or WhatsApp
- Per-category budgets with live monthly coverage
- Goals with a linked account and automatic progress
- Automatic detection of subscriptions and recurring charges
- Financial score from 0 to 100
- Month-by-month reports exportable to CSV and PDF
- Multi-currency accounts
- Accounting and tax modules
- Bulk import from Excel with templates
- Automatic classification with categorization rules
- Supplier and bank account management
- Admin, client and accountant roles with impersonation
- Available in 10 languages
Tech stack
Laravel 12 · React 19 · Inertia v3 · IA conversacional